Episode 002: Understanding Your Credit Score & How It Works
On today’s show, we are going to talk about all things credit. So, if you are tired of having a poor credit score; want to raise your score, but do not know how to get started; or know credit is important, but you are completely clueless as to how it all works. Join me on Episode 002: Understanding Your Credit Score & How it Works.
Show Notes:
* 5 Ways to maintain and/or increase your credit score based on FICO’s credit score calculation: pay on-time, ensure credit card balance is less than 30% of available credit, don’t be so quick to close credit cards, limit new credit and inquiries, have a mix of debt.
*Pull your credit report annually. If you see anything that is inaccurate, dispute it. To pull for free go to www.annualcreditreport.com
*Credit Scores generally fall into the following categories:
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