3 Must-Have Items for Prime Day

Jul 16, 2018 | Miscellaneous

3 Must-Have Items for Prime Day

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Prime Day has been in full effect since 3pm and will not end until 11:59pm tomorrow night. I’ve been on Amazon’s website and they have some great deals. Their goal is to make Prime Day comparative to Black Friday and I must say…IT IS! Again, Prime Day is only for those who are Prime Members and as a Prime Member, not only do you get today and tomorrow’s sales, but you get Free 2-Day shipping for most items all through the year. You can also get unlimited movie streaming using Amazon Videos, a limited version of Amazon Music, unlimited photo storage using Amazon Cloud and a ton of other perks all included in your Prime Membership. If you are not a Prime Member, click here.

So, I have purchased a few items for our family which I love and wanted to share my top three.

#1 Fire TV Stick with Alexa Voice Remote

We have three (3) of these and we use them daily. If you want to save money on cable or satellite TV and you have a strong Wi-Fi signal in your home, the Fire Stick is the absolute best. You can not only stream Amazon Videos, but you can add HULU, Netflix, and other streaming apps by using the stick. It’s only $19.99 for Prime Day.

#2 DOSS Touch Wireless Bluetooth Portable Speaker with HD Sound Bass (Black)

If you like listening to music, a message or an audible book while cooking like I do, than this speaker is perfect. I originally purchased this speaker for my mom and ended up buying one for myself as well. My cell phone or tablet’s volume was never loud enough. And seeing that I am in a house full of boys, I needed something that would drown out the noise (lol). Today and tomorrow they have a great special of only $22.38.

#3 Blue Yeti Microphone (Midnight Blue)

If you create videos, podcasts or any type of files that involve voice overs, than this microphone is for you. After recording using the Blue Yeti, the end product allows your voice to sound nice and crisp allowing a reduction of background noise. I love mine and it is only $89.99 during Prime Day.

These were my top three, but here are a few bonuses. If you like reading e-books using your Kindle app or even listening to books while driving, Amazon is running a Kindle and Audible special as well. Check them out!

As always, I only encourage you to grab these sales if you have set aside the cash for it. The goal is never to “catch a sale” while using credit. We do not want to use credit while trying to dig our way out of debt. The goal is to budget ahead of time so you can already have money set aside when Prime Day, Black Friday or any other big sale arises. Budget and purchase these items to use for Christmas, Birthdays and Mother’s/Father’s Day gifts. That’s what I do.

Remember, Black Friday will be here in a few months, so if you can not catch these Prime Day deals, start saving now for Black Friday. It’ll be here before you know it.

Happy Prime Day!

Amazon Prime Day is almost here!

Jul 12, 2018 | Miscellaneous

Amazon Prime Day is almost here!

Amazon Prime Day is back! And if you know me, you know I absolutely love Amazon. Why? Because I can purchase nearly everything at a significantly lower price. From clothes to books to children’s educational material to cell phone car mounts, everything is on Amazon and the best part about it is…if you are a Prime Member you can get the majority of your purchases in 2-Days with Free Shipping! I do not even remember the last time I have actually been into a mall to shop for clothes (Ok, TJ Maxx does not count); I use Amazon.

So what is Prime Day?

It is a day and a half of Amazon’s best deals exclusively for Prime Members.

When does it begin?

Amazon Prime Day begins Monday, July 16 at 3pm EST and end Tuesday, July 17 at 11:59pm EST.

How can you become a Prime Member?

You can click on this link (Prime Member) and sign up. And if you are new to Amazon Prime, you will receive a Free 30-Day Trial.

So, make sure you check your email leading up to Prime Day. I will let you know some of the great deals I have spotted.

Summer Reading List 2018

Jun 15, 2018 | Faith, Family, Finance, Miscellaneous

I absolutely love to read. Whether it is learning about the history of the first black millionaires to reading about how to maximize God’s will for my life, reading is the best (and cheapest) way to acquire knowledge in any arena known to man. As a result, I constantly have at least one book on my Kindle app to read, multiple books on Audible to listen to while cooking, driving or working out, or a book on my nightstand.

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My books typically fall in the Faith, Family, Fearless and Finance category which is my tagline (“Building & Leaving a legacy of Faith, Family, Fearlessness and Finance”). These are the four topics that are important to me, so I am always search for books that will help me grow in those areas. Although I have tons of books on my shelf and/or app that I have not read yet, here are the four books I intend on reading this summer.

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2017 Holiday Guide on a Budget

Nov 25, 2017 | Miscellaneous

Thanksgiving has come and gone, but many of the Black Friday sales will continue throughout the holiday season. Although we do not fight through the malls and stores to get the greatly-reduced TV or handbag, we will set our alarms for midnight on Thanksgiving with gifts already in our “shopping cart” ready to hit “Buy” as the prices are reduced online.

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You see, we have a “Christmas Budget” and before the holidays we determine who will get what and look for the Black Friday Sales (and any other sale) to determine how we can stay UNDER budget. This year we were able to catch some unbelievable bargains as we shopped online for our kids, parents and ourselves. Check out these great gifts we purchased on Amazon and Target this weekend and determine if these bargains are within your Christmas budget!

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What You Need to Know About the Equifax Security Breach

Sep 19, 2017 | Miscellaneous

If you have been reading the paper or watching the news, you are aware of the security breach via Equifax which put millions of Americans in danger of identity theft. For those who may not know, Equifax is one of three consumer credit reporting agencies that collects and computes credit related data for individuals as well as for businesses. On, September 7, 2017, Equifax announced a cyber security breach which took place between May 2017 through July 2017.

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Why should we be concerned?

Well, this breach gave cyber-criminals access to 143 million Americans’ personal data to include social security numbers, birth dates, addresses, and for some, driver’s license numbers.

What can you do?

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The Quickest Way to get Out of Debt

Jun 14, 2015 | Miscellaneous

Get Completely Out of Debt in 7 Years” was the tagline my former boss and co-worker read for a Continuing Education class at one of the local universities. It sounded absurd, but they were intrigued by the tagline and decided to spend the $20 to register for the workshop. Needless to say, they enjoyed the class so much that my boss set-up a one-day departmental training so the entire department could use the tricks of eliminating debt.

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Courtesy of dollarphotoclub.com

By the middle of our training, I, too, was convinced that my husband and I could become debt-free. What was the trick to eliminating debt so quickly? Well, I now know, it is what Dave Ramsey calls the “Debt Snowball” Method (I call it the “Trickle Down Effect”).

How does it work?

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