Blogs
6 Ways to Stick to Your Budget During the Holiday Season
November and December are the highest grossing months of the year for American retailers. Last year, holiday sales topped $655.8 billion. This year, “the National Retail Federation projects sales to increase between 3.6 and 4 percent for a total of $678.75 billion to...
14 Ways to Leave a Legacy
We are nearing the holiday season and I have so many memories of setting the table for Thanksgiving, searching the house with my sibling to determine where our parents hid the Christmas gifts, and watching “It’s A Wonderful Life” to jump-start the holiday season....
3 Tips to Staying Encouraged While on the Road to Financial Freedom
If you have been following me for some time, you know our financial goal is to become completely debt-free. Not just so we can travel the world and live a life without worrying how we are going to pay a bill, but so we can leave something other than bills to our...
3 Books to Read Before the Year Ends
When was the last time you read a good book? And not just any book, but one that motivated you to do better, be better and live better? As we enter into the fourth quarter, why not end the year with some great books that will encourage you to finish what you started,...
3 Steps to Living Your Best Life
Are you living your best life? Do you wake up each day ready to encounter new opportunities, ready to conquer daily challenges and determine ways to be a better version of yourself? Or do you get depressed every Sunday night, dread waking up each Monday, and live for...
What You Need to Know About the Equifax Security Breach
If you have been reading the paper or watching the news, you are aware of the security breach via Equifax which put millions of Americans in danger of identity theft. For those who may not know, Equifax is one of three consumer credit reporting agencies that collects...
5 Steps to Building & Leaving a Financial Legacy
The biggest reason people are working towards obtaining financial freedom is to rid themselves of the burden of DEBT. Why? Because debt is a shackle that hinders many from experiencing life, prevents them from doing what the love causing many to live in a constant...
5 Steps to Winning in Your Side Hustle
The term “side hustle” has become very popular over the last decade. From making meals on the weekend to opening a restaurant, side hustles for many have turned into main hustles and African American women are leading the way. Although I applaud anyone’s efforts in...
3 Tips to Creating a Successful Spending Plan
Nearly two out of three Americans do not have spending plan or some means of tracking their monthly expenditures, according to a Gallup report. That’s nearly 70% which is eerily close to the percent of American families who do not have at least $1,000 saved. See the...